Reference

Legal policies that protect your account and payments

When you open an account with how 788, you're entering into a clear agreement about how we handle your data, verify your identity, process your withdrawals and keep…

Account agreement in EnglishDANA, OVO, GoPay, QRIS compliantData protection built inWithdrawal verification explained
how 788 Legal policies that protect your account and payments
LEGAL CONTACT CHANNELS

Reach our legal and policy team

Team online

Email Support

Send legal inquiries to [email protected]. We respond to policy and account-terms questions within 24 hours. Include your account ID and the specific policy topic so we route your message accurately.

In-App Help

Open your account on desktop or mobile and navigate to Settings > Support > Legal. You'll find a live chat option for immediate policy clarification. Chat is available 09:00–17:00 Jakarta time, Monday through Friday.

Account Verification Team

If you dispute a withdrawal hold or account verification step, contact [email protected] with your account number and supporting documents. We aim to review and respond within 48 hours.

PROTECTION AND TRANSPARENCY

How we handle your data, account security and account requests

Data Handling

Your account information—name, payment method, withdrawal history, account balance—is stored on encrypted servers. We do not sell or share your personal data with third parties outside payment processors and regulatory bodies where local law requires disclosure.

Cookies and Tracking

We use session cookies to keep you logged in and functional cookies to prevent fraud. Analytics cookies track button clicks and page flow so we can improve the account experience. You can disable non-essential cookies in your browser settings without losing core account access.

Account Security

Your password is hashed, never stored in plain text. We require verification via email or SMS when you change your payment method or initiate a withdrawal. Two-factor authentication is optional but recommended for added security.

Data Retention

We keep your account history for the life of your account plus five years after closure for audit and dispute resolution. Transaction records tied to DANA, OVO, GoPay and QRIS deposits are retained per payment-processor requirements and local financial regulations.

Your Rights and Requests

You can request a copy of all data we hold about you, ask for corrections, or request account closure at any time by emailing [email protected]. We process data-access requests within 14 days. Closure is immediate; any balance is paid out via your registered payment method.

Policy Changes

If we update these terms, we'll notify you via in-app banner and email at least 14 days before the change takes effect. You can object by closing your account within that period; no penalty applies for policy-driven closure.

Frequently asked questions about our legal terms

Contact [email protected] with your account username and the phone number on file. We'll verify your identity by sending a one-time code to that number, then issue a password reset link. This process usually completes within two hours during business hours.

You can update your phone number and withdrawal payment method from Settings > Account Details in the lobby. Name and ID number are locked after verification for compliance reasons. To request a data deletion exception, email [email protected] with your account ID and the specific field you want changed.

Deposits via DANA, OVO, GoPay and QRIS are processed by those payment providers' secure networks; we do not hold your payment credentials. Withdrawals are verified against your registered account name and method, then processed directly to your account within 1–24 hours depending on the payment rail.

We suspend accounts for suspected fraud, failed identity verification, or breach of our terms. You'll receive an email explaining the reason and next steps. Contact [email protected] to appeal or provide additional documentation. We review suspension appeals within 48 hours.

We share only the minimum required—payment processor details with DANA, OVO, GoPay and QRIS, and compliance data with regulators where local law mandates. We do not sell your data to advertisers or marketing partners. See our privacy policy for the full list of data processors.

Email [email protected] with 'Data Access Request' in the subject line, include your account username, and we'll compile and send you a file containing all your stored data within 14 days. There's no charge for this request.

Close your account anytime from Settings > Account Management > Close Account. Any remaining balance is paid out to your registered DANA, OVO, GoPay or QRIS account within 24 hours. Your account data is retained for five years for regulatory and dispute purposes, then securely deleted.